Category
how-to
2 posts in this category
25 August 2026 · 12 min read
DSR Stuck at 65%? 5 Moves That Rescue a Malaysian First-Time Buyer's Home Loan (2026)
Malaysian first-time buyer rejected on DSR? 5 concrete moves to pull DSR from 65% to 55% in 30 days — with the real math, not motivation.
25 August 2026 · 18 min read
The 21-Point Penang SPA Checklist (2026): New Launch (Schedule H) vs Subsale (Private Treaty) — What to Check Before You Sign
The Malaysian standard SPA has 47 clauses. Buyers argue about 3. The other 44 decide whether you get your deposit back when VP slips or the seller walks.